𝐏𝐀𝐒𝐀𝐋𝐎 / 𝐀𝐒𝐒𝐔𝐌𝐄 𝐂𝐎𝐍𝐓𝐑𝐀𝐂𝐓 - 1 Bedroom with Balcony 𝐌𝐢𝐧𝐭 𝐑𝐞𝐬𝐢𝐝𝐞𝐧𝐜𝐞𝐬 𝐌𝐚𝐤𝐚𝐭𝐢

𝐏𝐀𝐒𝐀𝐋𝐎 / 𝐀𝐒𝐒𝐔𝐌𝐄 𝐂𝐎𝐍𝐓𝐑𝐀𝐂𝐓
𝐌𝐢𝐧𝐭 𝐑𝐞𝐬𝐢𝐝𝐞𝐧𝐜𝐞𝐬 𝐌𝐚𝐤𝐚𝐭𝐢
𝐶ℎ𝑖𝑛𝑜 𝑅𝑜𝑐𝑒𝑠 𝐴𝑣𝑒., 𝑀𝑎𝑘𝑎𝑡𝑖 𝐶𝑖𝑡𝑦

𝐇𝐢𝐠𝐡-𝐅𝐥𝐨𝐨𝐫 𝐔𝐧𝐢𝐭 • 𝐍𝐞𝐚𝐫 𝐓𝐮𝐫𝐧𝐨𝐯𝐞𝐫 𝟐𝟎𝟐𝟔 • 𝐍𝐨 𝐌𝐚𝐫𝐤-𝐔𝐩 𝐯𝐬. 𝐒𝐞𝐥𝐥𝐞𝐫
If you’re considering pre-selling units in Makati or in 𝐒𝐌𝐃𝐂 𝐌𝐢𝐧𝐭 𝐑𝐞𝐬𝐢𝐝𝐞𝐧𝐜𝐞𝐬, this 𝐏𝐀𝐒𝐀𝐋𝐎 (𝐚𝐬𝐬𝐮𝐦𝐩𝐭𝐢𝐨𝐧 𝐨𝐟 𝐜𝐨𝐧𝐭𝐫𝐚𝐜𝐭)
is designed to be 𝐦𝐨𝐫𝐞 𝐚𝐭𝐭𝐫𝐚𝐜𝐭𝐢𝐯𝐞 than taking a fresh inventory unit from the developer.

📌 Project: 𝐒𝐌𝐃𝐂 𝐌𝐢𝐧𝐭 𝐑𝐞𝐬𝐢𝐝𝐞𝐧𝐜𝐞𝐬, 𝐂𝐡𝐢𝐧𝐨 𝐑𝐨𝐜𝐞𝐬 𝐀𝐯𝐞., 𝐌𝐚𝐤𝐚𝐭𝐢
📌 High floor, Stack : 𝟐𝟖𝐭𝐡 𝐅𝐥𝐨𝐨𝐫
📌 Original Contract Price (TCP): ₱𝟔,𝟒𝟗𝟖,𝟎𝟎𝟎
📌 Total Amount Payable (with charges): ₱𝟕,𝟕𝟎𝟎,𝟏𝟑𝟎
📌 Current Monthly Equity: ₱𝟏𝟔,𝟎𝟓𝟑.𝟖𝟓
📌 Target Turnover / Loan Release: 𝟏𝐬𝐭 𝐐𝐮𝐚𝐫𝐭𝐞𝐫 𝟐𝟎𝟐𝟔
📌 Estimated Loan / Balance at Turnover: ≈ ₱𝟔.𝟕𝟖𝐌

✅ 𝐏𝐚𝐬𝐚𝐥𝐨 𝐓𝐞𝐫𝐦𝐬 (𝐁𝐫𝐞𝐚𝐤-𝐄𝐯𝐞𝐧, 𝐍𝐨 𝐏𝐫𝐞𝐦𝐢𝐮𝐦)
𝐂𝐚𝐬𝐡-𝐨𝐮𝐭 𝐭𝐨 𝐬𝐞𝐥𝐥𝐞𝐫:
Refund of all payments made to SMDC to date – currently ± ₱860,000+

𝐁𝐮𝐲𝐞𝐫 𝐭𝐡𝐞𝐧:
✅ Continues the remaining equity at ₱𝟏𝟔,𝟎𝟓𝟑.𝟖𝟓/𝐦𝐨𝐧𝐭𝐡
(only a 𝐬𝐦𝐚𝐥𝐥 𝐛𝐚𝐥𝐚𝐧𝐜𝐞 𝐥𝐞𝐟𝐭 to complete the total
downpayment of approx. ₱924k), and
✅ Takes the ₱𝟔.𝟕𝟖𝐌 𝐛𝐚𝐧𝐤 / 𝐢𝐧-𝐡𝐨𝐮𝐬𝐞 𝐥𝐨𝐚𝐧 in the buyer’s name at turnover (2026).
In effect, you step into the seller’s shoes at their 𝐩𝐚𝐧𝐝𝐞𝐦𝐢𝐜-𝐞𝐫𝐚 𝐩𝐫𝐢𝐜𝐞, with 𝐧𝐨 𝐦𝐚𝐫𝐤-𝐮𝐩 𝐟𝐫𝐨𝐦 𝐭𝐡𝐞 𝐬𝐞𝐥𝐥𝐞𝐫 𝐨𝐫 𝐭𝐡𝐞 𝐛𝐫𝐨𝐤𝐞𝐫.
💡 Why this is 𝐦𝐨𝐫𝐞 𝐚𝐭𝐭𝐫𝐚𝐜𝐭𝐢𝐯𝐞 𝐭𝐡𝐚𝐧 𝐩𝐫𝐞-𝐬𝐞𝐥𝐥𝐢𝐧𝐠 SMDC MINT inventory

1. 𝐍𝐞𝐚𝐫 𝐓𝐮𝐫𝐧𝐨𝐯𝐞𝐫, 𝐍𝐨𝐭 “𝐋𝐨𝐧𝐠 𝐖𝐚𝐢𝐭” 𝐏𝐫𝐞-𝐒𝐞𝐥𝐥𝐢𝐧𝐠
✅ This unit is scheduled for 𝐭𝐮𝐫𝐧𝐨𝐯𝐞𝐫 𝐚𝐫𝐨𝐮𝐧𝐝 𝐞𝐚𝐫𝐥𝐲 𝟐𝟎𝟐𝟔
✅ You don’t wait 4–5 years; you’re much closer to actual use or rental income.

2. 𝐏𝐚𝐧𝐝𝐞𝐦𝐢𝐜-𝐋𝐨𝐜𝐤𝐞𝐝 𝐏𝐫𝐢𝐜𝐢𝐧𝐠
✅ Contract was signed during the 𝐩𝐚𝐧𝐝𝐞𝐦𝐢𝐜 𝐩𝐞𝐫𝐢𝐨𝐝, when prices were generally 𝐥𝐨𝐰𝐞𝐫.
✅ You assume a contract that is 𝐜𝐨𝐦𝐩𝐞𝐭𝐢𝐭𝐢𝐯𝐞 𝐰𝐢𝐭𝐡, 𝐚𝐧𝐝 𝐨𝐟𝐭𝐞𝐧 𝐛𝐞𝐥𝐨𝐰, 𝐦𝐚𝐧𝐲 𝐜𝐮𝐫𝐫𝐞𝐧𝐭 𝐝𝐞𝐯𝐞𝐥𝐨𝐩𝐞𝐫 𝐥𝐢𝐬𝐭 𝐩𝐫𝐢𝐜𝐞𝐬 for comparable units.

3. 𝐇𝐢𝐠𝐡-𝐅𝐥𝐨𝐨𝐫, 𝐒𝐩𝐞𝐜𝐢𝐟𝐢𝐜 𝐒𝐭𝐚𝐜𝐤 – 𝐍𝐨𝐭 𝐖𝐡𝐚𝐭𝐞𝐯𝐞𝐫 𝐢𝐬 𝐋𝐞𝐟𝐭
✅ You are getting a 𝐬𝐩𝐞𝐜𝐢𝐟𝐢𝐜 𝐡𝐢𝐠𝐡-𝐟𝐥𝐨𝐨𝐫 𝐬𝐭𝐚𝐜𝐤 (𝟐𝟖𝐭𝐡 𝐟𝐥𝐨𝐨𝐫) already assigned.
✅ With pre-selling inventory, you often choose from what’s left; here, you know 𝐞𝐱𝐚𝐜𝐭𝐥𝐲 what you’re getting.

4. 𝐀𝐥𝐦𝐨𝐬𝐭 𝐅𝐮𝐥𝐥𝐲 𝐏𝐚𝐢𝐝 𝐃𝐨𝐰𝐧𝐩𝐚𝐲𝐦𝐞𝐧𝐭
Most of the 𝐞𝐪𝐮𝐢𝐭𝐲 / 𝐝𝐨𝐰𝐧𝐩𝐚𝐲𝐦𝐞𝐧𝐭 𝐢𝐬 𝐚𝐥𝐫𝐞𝐚𝐝𝐲 𝐩𝐚𝐢𝐝
You only take over a 𝐬𝐡𝐨𝐫𝐭 𝐫𝐞𝐦𝐚𝐢𝐧𝐢𝐧𝐠 𝐞𝐪𝐮𝐢𝐭𝐲 𝐩𝐞𝐫𝐢𝐨𝐝, then wait for turnover and loan release.
This can be easier for serious buyers who are ready for a 𝐧𝐞𝐚𝐫-𝐭𝐞𝐫𝐦 𝐦𝐨𝐯𝐞-𝐢𝐧 𝐨𝐫 𝐥𝐞𝐚𝐬𝐢𝐧𝐠 𝐩𝐥𝐚𝐧, rather than a very long stretch of pre-selling payments.

5. 𝐍𝐨 𝐌𝐚𝐫𝐤-𝐔𝐩, 𝐓𝐫𝐚𝐧𝐬𝐩𝐚𝐫𝐞𝐧𝐭 𝐍𝐮𝐦𝐛𝐞𝐫𝐬
Seller is 𝐧𝐨𝐭 𝐦𝐚𝐤𝐢𝐧𝐠 𝐚 𝐩𝐫𝐨𝐟𝐢𝐭; they simply want to recover what they have paid.
All figures (SOA, payment history, and SMDC Excel schedule) can be shown for your due diligence, for serious buyers.

6. 𝐅𝐥𝐞𝐱𝐢𝐛𝐥𝐞 𝐃𝐢𝐬𝐜𝐮𝐬𝐬𝐢𝐨𝐧 𝐨𝐧 𝐂𝐚𝐬𝐡-𝐎𝐮𝐭 𝐒𝐭𝐫𝐮𝐜𝐭𝐮𝐫𝐞
For qualified buyers, the 𝐜𝐚𝐬𝐡-𝐨𝐮𝐭 𝐦𝐚𝐲 𝐛𝐞 𝐝𝐢𝐬𝐜𝐮𝐬𝐬𝐞𝐝 𝐟𝐨𝐫 𝐫𝐞𝐚𝐬𝐨𝐧𝐚𝐛𝐥𝐞 𝐬𝐭𝐫𝐮𝐜𝐭𝐮𝐫𝐢𝐧𝐠 (e.g., staggered within a short period), while keeping the seller at 𝐛𝐫𝐞𝐚𝐤-𝐞𝐯𝐞𝐧.

👩‍💼 𝐇𝐚𝐧𝐝𝐥𝐞𝐝 𝐛𝐲 𝐚 𝐥𝐢𝐜𝐞𝐧𝐬𝐞𝐝 𝐑𝐞𝐚𝐥 𝐄𝐬𝐭𝐚𝐭𝐞 𝐁𝐫𝐨𝐤𝐞𝐫 𝐛𝐚𝐬𝐞𝐝 𝐢𝐧 𝐌𝐚𝐤𝐚𝐭𝐢.
Ideal for 𝐞𝐧𝐝-𝐮𝐬𝐞𝐫𝐬, 𝐎𝐅𝐖𝐬, 𝐨𝐫 𝐢𝐧𝐯𝐞𝐬𝐭𝐨𝐫𝐬 who want:
✅ A Makati condo
✅ Near-term turnover
✅ And a contract 𝐥𝐨𝐜𝐤𝐞𝐝 𝐢𝐧 𝐚𝐭 𝐩𝐚𝐧𝐝𝐞𝐦𝐢𝐜 𝐩𝐫𝐢𝐜𝐢𝐧𝐠, not current pre-selling rates.
📲 If you’re bank-qualified and seriously considering 𝐌𝐢𝐧𝐭 𝐑𝐞𝐬𝐢𝐝𝐞𝐧𝐜𝐞𝐬, comment “𝐌𝐈𝐍𝐓” or send a 𝐩𝐫𝐢𝐯𝐚𝐭𝐞 𝐦𝐞𝐬𝐬𝐚𝐠𝐞 with:
✅ Your employment/OFW status
✅ Target bank (if any)
and I’ll share the 𝐟𝐮𝐥𝐥 𝐜𝐨𝐦𝐩𝐮𝐭𝐚𝐭𝐢𝐨𝐧, 𝐥𝐚𝐭𝐞𝐬𝐭 𝐒𝐌𝐃𝐂 𝐬𝐭𝐚𝐭𝐞𝐦𝐞𝐧𝐭, 𝐚𝐧𝐝 𝐯𝐢𝐞𝐰𝐢𝐧𝐠/𝐯𝐞𝐫𝐢𝐟𝐢𝐜𝐚𝐭𝐢𝐨𝐧 𝐬𝐭𝐞𝐩𝐬.