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Mortgage loan of ₱ 3,000,000 for 30 years at 4.5%

Principal
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Interest rate/year
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Monthly payments
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Loan terms
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Total payment
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Total interest paid
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Your monthly payments and the amount of interest you will pay will vary depending on how much you borrow, the interest rate(s), and the length of your loan.

If you would like to know how long your loan will be if you decided to make higher monthly payments, try filling out the Fixed monthly payment field in the advanced options and calculate again, the length of the loan and paid interests should then decrease. You can also set Extra payments at fixed dates or regular intervals, when you receive bonuses for example, to reduce the total interests paid, shorten your loan or reduce your monthly payments.

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Principal Interest Payment