For sale house and lot in Sta. Cruz, Liloan, Cebu

**4-Bedroom Single Attached House for Sale in Sta. Cruz, Liloan, Cebu | Bay-ang Ridge – Lakip Prime | RFO, Move-In Ready**

**Price:** ₱8,620,560.00 (VAT, 5% Transfer Charges & Misc Fees Included)
**Location:** Bay-ang Ridge Subdivision, Sta. Cruz, Liloan, Cebu
**Property Type:** Single Attached House and Lot
**Status:** Ready for Occupancy (RFO) — Move In Now
**Lot Area:** 80 sqm
**Floor Area:** 76 sqm
**Bedrooms:** 4
**Toilet & Bath:** 2

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**Description**

Wake up to quiet mornings and higher ground at Bay-ang Ridge — a hillside community in Sta. Cruz, Liloan, Cebu, built for comfort, clarity, and everyday peace of mind. This Lakip Prime unit is ready for occupancy now, so you can move in without the wait.

Designed for growing families, this 4-bedroom single attached home offers 76 sqm of efficient living space on an 80 sqm lot, with a layout that makes room for everyone: a welcoming living area, a functional kitchen and dining space, a guest room for visitors, a powder room for convenience, a dedicated service area, and a private balcony to unwind. A carport completes the package for secure, everyday parking.

Set within a safe and secure hillside subdivision, Bay-ang Ridge offers a calmer rhythm of living while staying within easy reach of Liloan and northern Cebu's key roads, schools, and commercial areas.

**Unit Features**
- 4 Bedrooms
- 2 Toilet & Bath
- Living Area
- Kitchen & Dining
- Guest Room
- Powder Room
- Service Area
- Hallway
- Balcony
- Carport

**Community Highlights**
- Safe and secure hillside subdivision
- Peaceful, elevated location in Sta. Cruz, Liloan, Cebu
- RFO units available — move in now

**Exclusive Offers**
- 10% Discount
- No Equity Downpayment
- Direct-to-Bank Financing

**Sample Computation**
- Total Selling Price: ₱8,620,560.00 (Inclusive of VAT, 5% Transfer Charges & Misc Fees)
- Reservation Fee: ₱50,000.00
- Payment Scheme: Direct-to-Bank Financing
- Loanable Amount (90%): ₱7,758,504.00

**Estimated Monthly Amortization**
| Term | Monthly Amortization |
|---|---|
| 20 years | ₱66,835.09 |
| 15 years | ₱77,484.01 |
| 10 years | ₱100,091.99 |
| 5 years | ₱170,697.40 |

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Interested buyers and investors, message me today to schedule a viewing or reserve your unit at Bay-ang Ridge.

**[Your Name]**
Licensed Real Estate Broker & Appraiser | License #0035483
[Contact Number]
[Email Address]