3BEDROOM VILLA AT THE RISE MONTERRAZA'S CEBU

The Rise at Monterrazas in Guadalupe, Cebu City, is one of the most talked-about ultra-luxury residential projects in the country. It is heavily recognized for its distinct architectural design, which mirrors the cascading structure of the Banaue Rice Terraces, pushing the building directly into the natural contours of the mountain.

Because these are high-end, expansive "villas in the sky" rather than traditional compact condos, prices reflect their massive scale and ultra-premium finishes.
Unit Price Breakdown

Prices vary depending on the floor level, total indoor/outdoor area, and private amenities (like private lifts or private pools).
Unit Type Total Floor Area (Indoor + Outdoor) Starting Price (Approx.)
3-Bedroom Villa 244 sqm – 508 sqm ₱56,000,000 to ₱80,000,000
Loft Villa 400 sqm – 533 sqm ₱94,000,000 to ₱118,000,000
Bi-Level Pool Villa 625 sqm – 724 sqm ₱125,000,000 to ₱141,000,000
Panorama Penthouse ~2,745 sqm ₱350,000,000+

📌 Note on Deliverables: Each unit comes with allocated parking slots (2 slots for 3-BR; 3 slots for Lofts and Bi-Levels) and a dedicated private storage room.

Payment Schemes & Monthly Amortization






1. Official 3-Bedroom Villa Floor Plan

As you can see in the layouts below, the design features a distinct linear layout where the main living, dining, and master bedrooms all transition directly onto a massive private outdoor deck.

The Rise at Monterrazas Condo for Sale Guadalupe Cebu City
Official 3-BR Unit Specifications. / The Rise at Monterrazas Condo for Sale Guadalupe Cebu City
3 Bedroom Villa | The Rise
Detailed Room-by-Room / 3 Bedroom Villa | The Rise
Key Layout Highlights:

Total Indoor Area: 173.75 sqm (comprising a 28.5 sqm Master Bedroom, large Living/Dining zones, and separate Main and Wet kitchens).

Outdoor Deck: Ranges from 70 to over 154 sqm depending on the specific unit location on the cascade, offering panoramic views of Cebu.

Extras: Includes a dedicated maid’s quarter/utility room with its own toilet, a powder room for guests, and 2 assigned parking slots.

To secure any unit at The Rise, a Reservation Fee of ₱500,000 is universally required.

Developers offer a few structural payment plans during its pre-selling phase (estimated turnover is 2028). The most popular standard computations are broken down below:
Option A: The Deferred Step-Up Plan (10% DP / 30% Equity / 60% Lumpsum)

This plan minimizes your upfront cash out and spreads the equity smoothly across the construction timeline.

Spot Downpayment: 10% of the total price (Due within 30 days of reservation).

Monthly Amortization (Equity): 30% of the total price is spread evenly over 59 to 60 months at 0% interest.

Balance: 60% is paid upon turnover (via cash or bank financing).

Estimated Monthly Outlays for this plan:

For a 3-BR Villa (Starting at ~₱56M): Expect a monthly equity payment of roughly ₱260,000 to ₱280,000/month for 5 years.

For a Loft Villa (Starting at ~₱94M): Expect a monthly equity payment of roughly ₱460,000 to ₱490,000/month for 5 years.

Option B: The Straight Equity Plan (20% DP / 80% over 5 years)

This option often fetches a modest discount (around 5%) on the overall contract price.

Downpayment: 20% Spot Cash.

Monthly Amortization: The remaining 80% balance is directly spread across 60 months.

Because you are paying off the bulk of the property before moving in, the monthly payments are significantly higher under this layout (frequently exceeding ₱700,000+/month for standard villas).

Option C: Spot Cash

Paying 95% upfront with a 5% retention balance upon turnover generally grants a 10% discount on the total contract price.



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THE RISE 3 Bedroom

For Sale: Ultra-luxurious 3-bedroom condo unit at The Rise at Monterrazas, Guadalupe, Cebu City. Experience high-end living with premium amenities and breathtaking views in this exclusive residence!

Total indoor floor area: 173.75 sqm
Outdoor area range: 70 - 334 sqm
3 Bedroom
3 Toilet and Bath.
Walk-in closet: 1
Powder room
Living
Dining.
Kitchen
Storage room: 1
Maid's room / Utility room with Toilet and Bath
Outdoor with Jacuzzi - for some units only
Parking 2.



Price range: 56 - 77 Million
Total contract price: PhP 61,125,437
8th floor unit 1.
5% Discount: PhP 3,056,271.
Net contract price: PhP 58,069,165.
Reservation fee: PhP 500,000.
20% Equity with 0% interest payable in;
  ◦ 30 months: PhP 370,461/month.
80% Balance through spot cash or bank financing: PhP 46,455,332.
ESTIMATED Monthly Amortization, this may slightly vary in actual bank computation:
  ◦ 5 years: PhP 898,112/month
  ◦ 10 years: PhP 515,749/month.
  ◦ 15 years: PhP 392,016/month
  ◦ 20 years: PhP 332,820/month.
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3-Bedroom Villa Deliverables

Main Living Dining Area

Single leaf main entrance door

Porcelain tile flooring

Painted wall

Split-type airconditioning unit

Master Bedroom

Painted wall

Premium laminated wood flooring (or equivalent)

Premium laminated cabinet system

Duress button

Walk-in Closet

Premium tile flooring

Painted wall

Premium laminated wardrobe system

Toilet & Bath

Single leaf main entrance door

Porcelain tile flooring

Painted wall

Split-type airconditioning unit

Bedroom

Painted wall

Premium laminated wood flooring (or equivalent)

Premium laminated cabinet system

Duress button

Main Kitchen

Premium tile flooring

Painted wall

Premium laminated wardrobe system

Maid’s/ Utility

Ceramic tile flooring

Painted wall

Sink, water closet, & shower

Wet Kitchen

Ceramic tile flooring

Painted wall

Granite countertop

Provision for refrigerator

Standard sink & faucet

Maid’s Bathroom

Ceramic tile flooring

Painted wall

Sink, water closet, & shower

Other Features

Electrostatic air cleaner with blower

Detached storage area

Outdoor Deck/Garden

Porcelain tile flooring

Outdoor deck/garden planting strip at edge

Painted wall finish

Outdoor kitchen countertop with premium stainless-steel sink & faucet*

Outdoor Jacuzzi area*
*on some units depending on chosen option