House and Lot Mortgage

SANGLA TITULO NG BAHAY AT LUPA
(Real Estate Mortgage of Residential & Commercial Properties)

BASIC REQUIREMENTS
• 2 Gov't valid IDs
• Latest Electrical Bill
• Picture of the property
• Vicinity Map
• Proof of Income

MAJOR REQUIREMENTS
• Copy of TCT/OCT/CCT
• Tax Declaration Land & Bldg
• Tax Receipt Updated
• Tax Clearance

REAL ESTATE Interest Rate:
• 1.39% per month
• Terms 12-60 months

AREAS
• Rizal, Metro Manila, North & South Luzon


🚗SANGLA OR-CR CAR
• 2011 Model & up
• 2 valid IDs
• Proof of billing
• Proof of income
• Bank statement (Updated at least 3mos.)
• If married: 2 valid ID of husband/wife and Marriage Certificate
• If employed: COE and 3 months payslip
• If business owners: DTI, Barangay Permit, and/or Mayor's Permit

🚗FOR CAR TAKE OUT
• PUV/TAXI
• Updated statement of account
• Payment history

CAR Interest Rate
•  1.50% per month for Year model 2011 to 2016
• 1.39% per month for Year model 2017 & up
• Up to 48 months

AREAS
• Rizal, Metro Manila, North & South Luzon